Our ServicesWe are highly trained to deliver a proactive credit repair process.
- 24/7 online customer portal
- 100% Satisfaction Warranty
- Monthly dispute service
- Collection Harassment Analysis
- Online Customer Support (*Start chatting NOW)
Is Credit Repair Legal?
Ocean State Credit Solutions will operate within the regulations of the Credit Repair Organizations Act (CROA) and Fair Credit Reporting Act (FCRA). We won’t charge you for services we haven’t yet completed. We’ll let you know about your rights to obtain a credit report and dispute inaccurate information on your own.
You’ll receive a copy of your contract before you agree to the services. You’ll be allowed to cancel your contract three days after signing it if you change your mind. Ocean State Credit Solutions won’t do things as prohibited by the CROA.
This includes asking you to create a new identity, lying about the legal credit repair services they can provide, and asking you to waive your CROA rights. A company that does any of these things doesn’t provide legal credit repair.
Increase Your FICO Score
To work with your debt to income ratio (DTI), we can suggest products that can boost your credit score. Contact us for more information.